Donna, you may be a good candidate for a "file and suspend" strategy. Taking your 1/2 of your spouse's SS benefit now and then your's later.
Donna, ...the SS office or a fee only planner could help you here.
Unfortunately, we are out of time for today's chat. If you did not receive an answer to your question, or have other questions to ask, we will be back again next Tuesday, February 12. Same time, same place. If you submitted a question and didn't receive an answer, we will re-submit it for you during next Tuesday's chat -- and you will be first up!
A big thank you to everyone who submitted questions today!
And a special thank you to all the NAPFA planners who helped out! We really appreciate it!
We will be posting transcripts of today's chats later this evening -- we will post questions and answers next to each so that it's easier to read. You will find transcripts at this same URL. Thanks for sticking with us today! And be sure to join us again next Tuesday!